Happy Financial Literacy Month/Financial Capability Month! Engage your students in activities and lessons that teach them practical money skills, and take part in the many events and activities that put a spotlight on financial literacy and financial education.
Where to Find Free, Unbiased Financial Literacy Lesson Plans
If you're looking to integrate an interactive lesson plan or unit on financial literacy, here are some free, unbiased sources that we like:
- The High School Financial Planning Program is an excellent source for K-12 financial literacy content aligned with national academic standards.
- The Council for Economic Education offers the comprehensive Financial Fitness for Life® program to help K-12 students gain a better understanding of economic concepts.
- The National Education Association has extensive lesson plans for K-16, plus teacher preparedness resources to supplement your curriculum.
- The U.S. Mint website offers lots of fun, engaging activities for K-12, including the game “Change Mixer,” which challenges students to skip, slide, gallop, run, and jump as they add coin values.
- The U.S. Treasury offers up a dynamic four-lesson curriculum for middle school students, “Money Math: Lessons for Life.”
- CashCourse, from the National Endowment for Financial Education (NEFE), is a complete postsecondary curriculum that also includes articles and self-guided tools for secondary students.
- Junior Achievement's JA Personal Finance® curriculum for high school students focuses on spending money wisely through budgeting, saving and investing, using credit cautiously, and protecting personal finances.
Resources and Events
Money as You Grow: Help for parents and caregivers, developed by the U.S. Consumer Financial Protection Bureau (CFPB), is a wonderful resource to share with parents. It includes tips and activities to help parents or caregivers encourage children's money skills, habits, and attitudes. The CFPB also provides school librarians with Money as You Grow bookshelf and outreach materials.
- Money Smart Week is an ongoing public awareness campaign that brings together community groups, financial institutions, government agencies, educational organizations, and financial experts to help consumers learn to better manage their personal finances.
- The U.S. Treasury's Financial Literacy and Education Commission is kicking off its Unlock Your Financial Future campaign with activities, tips, and tools for making better choices about finances.
- Teach Children to Save is a national program sponsored by the American Banking Association (ABA) Foundation that organizes banker volunteers throughout the year to help young people develop a savings habit early in life. They The ABA Foundation offers tips to help parents talk to their kids about money, a framework to start a financial literacy program in your community, and more.
- Need a refresher on how to best manage your personal finances? Brush up on your skills by taking the NEFE Smart About Money courses geared to adults.
Leverage the Kuder System
Financial literacy is an essential component of effective career planning and development. If you're using Kuder Navigator® with your students, be sure to direct them to the Financial Literacy 101 curriculum, which contains nine modules that provide accurate information, introduce concepts and ideas, spark awareness, and empower them to take control of their financial lives.
In addition to Financial Literacy 101, here's an activity to get your students thinking about occupations as they relate to potential income. The next time you use Navigator with your students, have them log into their accounts and direct them to do the following:
If they haven't already done so, have students complete the three Kuder assessments to find occupations aligned to their interests, skills confidence, and work values.
Ask students to explore three occupations of choice, based on their assessment results.
For each occupation, ask students to record:
How much they might earn. (What is the projected salary and outlook?)
How much education or training might they need.
What a day might be like in that occupation.
If that occupation is likely to have openings in their state.
Financial Literacy Month Hashtags
If you'd like to learn more about Financial Literacy Month, Jump$tart Coalition is a great place to start. As the original promoter of Financial Literacy Monty, their site offers an abundance of resources and event listings.
Have a free financial literacy resource you'd like to share? Let us know!
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